"Fun is like life insurance; the older you get, the more it costs."

- Frank McKinney aka “Kin” Hubbard"

“During my three decades in public service in the State of Florida, my two terms as Insurance Commissioner, and my twelve years as State Fire Marshall, I have witnessed on a first hand basis the problems Florida residents face in our insurance market. Since my retirement from public office, I have resolved to provide the people of Florida insurance information and products that focus on customer service, integrity, cost effectiveness, and security.”

– Tom Gallagher

"What does friends with benefits even mean? Does he provide her with health insurance?"

- Sheldon Cooper

There are worse things in life than death. Have you ever spent an evening with an insurance salesman?

- Woody Allen

“Appreciate what you have, before it turns into what you had”
“Do something today that your future self will thank you for”
"As an athlete, I understood the value of my health insurance. I knew that in my profession, injuries were common and could happen at any time."

- Magic Johnson


Many residents are not aware of their ability to shop around for a better price, nor do they want to take the time to contact every insurance company to receive quotes. At the Tom Gallagher Insurance, we handle that burden for you. With our knowledge of the insurance market, we can provide you with an evaluation of the coverage’s and prices that are available from a variety of high quality Insurance carriers. Our agency strives to find the best policy at the best p…

Ryan Papy is the President and one of the Founders of Tom Gallagher Insurance and has over a decade of experience in the management and insurance arena. He specializes in identifying and negotiating insurance carrier products that are competitive and reliable for all insureds. In addition, Ryan specializes in Property...

Ryan Papy President

As General Counsel and Chief Financial Officer at Tom Gallagher Insurance, Jennifer is responsible for overseeing all legal and financial operations within the Agency. Prior to working for Tom Gallagher Insurance, Jennifer was a litigation Associate at Ferrell Law, and, prior to that, an Associate at Papy, Weissenborn, Vraspir, &...

Jennifer Papy Chief Financial Officer

Tom Gallagher, one of the Founders of Tom Gallagher Insurance, has spent over 30 years serving the public in the State of Florida and has witnessed the problems citizens face in the insurance market. Since his retirement from public office, he has resolved to provide the people of Florida with...

Tom Gallagher Chairman

Nic is one of the founding principles of Tom Gallagher Insurance. With 12 years of experience in the insurance industry, Nic has the breadth of knowledge and market relationships necessary to best serve our clients. Currently, Nic serves as the Chief Operating Officer (C.O.O.) for the firm, where he leads...

Nic Varsi Chief Operating Office

Daisy Tosado is the Customer Relations Manager at Tom Gallagher Insurance. She has over 30 years of experience in the insurance industry. Daisy has experience in claims, agency services, customer relations and employee management.

Daisy Tosado Customer Relations Manager

Keith Saunders is the Director of the Employee Benefits Division at Tom Gallagher Insurance and is tasked with the responsibility of strategic planning, client relations, overseeing CSR development, and helping build tailor-made benefits programs for each customer. Keith graduated with a Bachelor of Science in Business Administration from the University...

Keith Saunders VP Director of Health

Patrick Puertas directs the marketing and servicing process of all Commercial clientele. He has dedicated himself to increasing business production while maintaining the personal relationships with each of his clients. Patrick has become a dependable source of customer satisfaction and product delivery for business owners.

Patrick Puertas VP Commercial Accounts Manager

Ana Castro has over 10 years of experience in the Insurance Industry, she joined the company as a customer service representative and later joined the sales department. Ana is responsible for establishing and maintaining relationships with Realtors, Loan Officers, and Clients by winning their trust and finding them competitive rates...

Ana Castro Account Specialist

Jennifer Ruiz has over 14 years of experience in the Insurance Industry. She has been with the company since 2012 where she started as a policy processor and later joined the sales department where she’s distinguished herself among her peers. In addition, she has been able to gain the trust...

Jennifer Ruiz Account Specialist

Carolyn Bonilla has over 10 years of experience in the insurance business. She started from a very young age at Gallagher Property & Casualty where she started learning the business from the ground up. Here she mastered skills of efficiency, organization, and responsiveness. Carolyn's area of expertise is in the...

Carolyn Bonilla Account Specialist

Luis Andrulonis is the Senior Vice President of Tom Gallagher Insurance. Luis’ experience provides him the breadth of knowledge and relationships necessary to customizing the best insurance portfolios for clients. Luis graduated with a Bachelor of Arts in Communication Studies and a Minor in Business Management from the University of...

Luis Andrulonis Senior Vice President



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To request free quote please email us: quote@tgifl.com



T. (305) 663-6519
F. (305) 663-6711

9020 SW 137th Ave. Suite 250
Miami, FL 33186
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